Best Real Estate and Home Loans in Sacramento!

Metro Realty Group
916) 974-2795 Office, (916) 650-5898 Pager
900 Fulton Ave., #208 Sacramento, CA 95825
Email: information@paul-smith.com
www.paul-smith.com

Understanding the Process

Organizing Your Finances

When you decide to buy a home, consider the down payment aspect and your ability to make monthly payments. An important component in determining how much you can afford to pay for a house is the down payment which may comprise 20% of the total cost. If you plan to purchase a home that is selling for $250,000, for example, would require a down payment of $50,000. If you don't have the 20%, don't be alarmed. There are many down payment assistance programs available to help alleviate your stress. There are programs that only require 3% down payment and even programs that require zero down. Read our report, "How to Buy A Home with Little Or No Money Down" for more details.

Your next consideration should be knowing how much you can realistically afford. Determining the maximum amount you can borrow will help you to know your specific price range and buying power when researching homes. Get in tune with your financial situation. Know the amount of your expenses verses your gross monthly income. Then, determine your approximate principle and interest payment using our monster calculator.

Your next step is to apply for a mortgage.

Helping you buy and sell real estate in:
Antelope, Auburn, Brooks, Cameron Park, Capay, Carmichael, Citrus Heights, Clarksburg, Colfax, Davis, Dunnigan, East Sacramento, El Dorado Hills, Elk Grove, El Macero, Esparto, Fair Oaks, Folsom, Foresthill, Gold River, Granite Bay, Grass Valley, Guinda, Knights Landing, Laguna, Lake of the Pines, Lincoln, Loomis, Madison, Meadow Vista, Nevada City, Newcastle, North Highlands, Orangevale, Penryn, Placerville, Pocket/Greenhaven, Rancho Cordova, Rancho Murieta, Rocklin, Roseville, Rumsey, Sacramento, Serrano, Shingle Springs, South Land Park, Sun City Lincoln Hills, Sun City Roseville West Sacramento, Winters, Woodland, Zamora

Metro Realty Group and its agents are licensed by the Department of Real Estate, State of California. This website is not intended to be a solicitation for the purchase, sale, or lease of real property outside of the State of CA.

Information contained herein has not been verified by Metro Realty Group or its agents. Interested parties should independently verify this information.

Homes listed in "Homes for Sale" are current listings. Inventory is moving so fast that these may have sold. They are updated week days. "Sold Homes" are homes listed by Metro Realty Group that have sold. Other homes illustrated on this site are for demonstration purposes only to show you what types of homes are available in this area.